Income tax in the US (2026)
In 2026, income tax in the US runs from 10% to 37%. On a $90,000 salary you take home $72,145 a year, $6,012 a month.
Income tax rates
- Top rate
- 37%
- Lowest rate
- 10%
- Tax-free allowance
- $16,100
- VAT
- 0%
- Capital gains
- 20%
The 2026 bands, in US Dollar
| Taxable income (after allowance) | Rate |
|---|---|
| $0 to $12,400 | 10% |
| $12,400 to $50,400 | 12% |
| $50,400 to $105,700 | 22% |
| $105,700 to $201,775 | 24% |
| $201,775 to $256,225 | 32% |
| $256,225 to $640,600 | 35% |
| over $640,600 | 37% |
Take-home pay by salary
$30,000: $26,285 take-home (12.4% total tax)$35,000: $30,302 take-home (13.4% total tax)$40,000: $34,320 take-home (14.2% total tax)$45,000: $38,338 take-home (14.8% total tax)$50,000: $42,355 take-home (15.3% total tax)$60,000: $50,390 take-home (16% total tax)$70,000: $58,075 take-home (17% total tax)$80,000: $65,110 take-home (18.6% total tax)$90,000: $72,145 take-home (19.8% total tax)$100,000: $79,180 take-home (20.8% total tax)$120,000: $93,250 take-home (22.3% total tax)$150,000: $113,791 take-home (24.1% total tax)$200,000: $148,927 take-home (25.5% total tax)$250,000: $183,182 take-home (26.7% total tax)$300,000: $215,177 take-home (28.3% total tax)$400,000: $277,827 take-home (30.5% total tax)$500,000: $340,477 take-home (31.9% total tax)
Compare with other countries
Cost of living in the US
Frequently asked questions
What are the income tax rates in the US?
Income tax in the US runs from 10% to 37%, in 7 bands.
Is there a tax-free allowance in the US?
Yes — the first $16,100 a year is tax-free in the US.
What is the take-home pay on $90,000 in the US?
On $90,000 in the US you take home $72,145 a year — $6,012 a month.
2026 rules checked against irs.gov. Single person, employee, no other income. Not tax advice. Change the details