Income tax in the UK (2026)
In 2026, income tax in the UK runs from 20% to 45%. On a £70,000 salary you take home £51,157 a year, £4,263 a month.
Income tax rates
- Top rate
- 45%
- Lowest rate
- 20%
- Tax-free allowance
- £12,570
- VAT
- 20%
- Capital gains
- 18%
The 2026 bands, in British Pound
| Taxable income (after allowance) | Rate |
|---|---|
| £0 to £37,700 | 20% |
| £37,700 to £125,140 | 40% |
| over £125,140 | 45% |
Take-home pay by salary
£20,000: £17,920 take-home (10.4% total tax)£25,000: £21,520 take-home (13.9% total tax)£30,000: £25,120 take-home (16.3% total tax)£35,000: £28,720 take-home (17.9% total tax)£40,000: £32,320 take-home (19.2% total tax)£45,000: £35,920 take-home (20.2% total tax)£50,000: £39,520 take-home (21% total tax)£60,000: £45,357 take-home (24.4% total tax)£70,000: £51,157 take-home (26.9% total tax)£80,000: £56,957 take-home (28.8% total tax)£90,000: £62,757 take-home (30.3% total tax)£100,000: £68,557 take-home (31.4% total tax)£120,000: £76,157 take-home (36.5% total tax)£150,000: £91,286 take-home (39.1% total tax)£200,000: £117,786 take-home (41.1% total tax)£250,000: £144,286 take-home (42.3% total tax)£300,000: £170,786 take-home (43.1% total tax)£400,000: £223,786 take-home (44.1% total tax)
Compare with other countries
Cost of living in the UK
Frequently asked questions
What are the income tax rates in the UK?
Income tax in the UK runs from 20% to 45%, in 3 bands.
Is there a tax-free allowance in the UK?
Yes — the first £12,570 a year is tax-free in the UK.
What is the take-home pay on £70,000 in the UK?
On £70,000 in the UK you take home £51,157 a year — £4,263 a month.
2026 rules checked against gov.uk. Single person, employee, no other income. Not tax advice. Change the details