Hong Kong vs Singapore: tax rates and take-home pay (2026)
On HK$780,000 (about SGD 126,994) you take home HK$675,110 in Hong Kong and SGD 101,363 in Singapore (about HK$622,576) — Hong Kong leaves you 8% more.
At every salary we checked, you keep more in Hong Kong.
Figures are for citizens and permanent residents. Foreign nationals don't pay the citizens-only contributions, so they take home more.
Take-home pay at eight salary levels
| Salary (USD) | Hong Kong | Singapore | Difference |
|---|---|---|---|
| $25K | HK$189,100 | SGD 25,949 | Hong Kong +19% |
| $40K | HK$285,550 | SGD 39,850 | Hong Kong +17% |
| $60K | HK$417,810 | SGD 59,253 | Hong Kong +15% |
| $80K | HK$550,610 | SGD 79,749 | Hong Kong +12% |
| $100K | HK$675,110 | SGD 101,363 | Hong Kong +8% |
| $150K | HK$1,023,710 | SGD 159,493 | Hong Kong +5% |
| $200K | HK$1,355,710 | SGD 212,492 | Hong Kong +4% |
| $300K | HK$2,024,700 | SGD 315,879 | Hong Kong +4% |
Cost of living
Compare the cost of living in Hong Kong and SingaporeMore comparisons
More for Hong Kong
More for Singapore
Frequently asked questions
Is tax higher in Hong Kong or Singapore?
At HK$780,000, Hong Kong takes less of your pay: you keep 87% there, against 80% in Singapore.
What is the top tax rate in Hong Kong and Singapore?
The top income tax rate is 16% in Hong Kong and 24% in Singapore.
How much do I take home on HK$780,000 in each?
On HK$780,000 (about SGD 126,994) you take home HK$675,110 in Hong Kong and SGD 101,363 in Singapore (about HK$622,576).
2026 rules checked against ird.gov.hk. Single person, employee, no other income. Not tax advice. Change the details