Finland vs Malta: tax rates and take-home pay (2026)
On €88,000 (about €88,000) you take home €54,863 in Finland and €63,692 in Malta (about €63,692) — Malta leaves you 16% more.
You keep more in Finland up to about €35,000, and more in Malta above that.
Take-home pay at eight salary levels
| Salary | Finland | Malta | Difference |
|---|---|---|---|
| $25,011€22,000 | $22,184€19,513 | $20,123€17,700 | Finland +10% |
| $39,791€35,000 | $31,714€27,896 | $30,402€26,742 | Finland +4% |
| $60,255€53,000 | $42,672€37,534 | $45,750€40,242 | Malta +7% |
| $79,582€70,000 | $52,356€46,052 | $59,109€51,992 | Malta +13% |
| $100,045€88,000 | $62,373€54,863 | $72,410€63,692 | Malta +16% |
| $147,794€130,000 | $85,745€75,421 | $103,447€90,992 | Malta +21% |
| $204,638€180,000 | $113,569€99,895 | $140,396€123,492 | Malta +24% |
| $295,589€260,000 | $158,087€139,053 | $199,513€175,492 | Malta +26% |
Cost of living
Compare the cost of living in Helsinki and St. Julians (San Ġiljan)More comparisons
More for Finland
More for Malta
Frequently asked questions
Is tax higher in Finland or Malta?
At €88,000, Malta takes less of your pay: you keep 72% there, against 62% in Finland.
What is the top tax rate in Finland and Malta?
The top income tax rate is 45.1% in Finland and 35% in Malta.
How much do I take home on €88,000 in each?
On €88,000 (about €88,000) you take home €54,863 in Finland and €63,692 in Malta (about €63,692).
2026 rules checked against veronmaksajat.fi. Single person, employee, no other income. Not tax advice. Change the details