Estonia vs Luxembourg: tax rates and take-home pay (2026)

On €88,000 (about €88,000) you take home €68,017 in Estonia and €58,222 in Luxembourg (about €58,222) — Estonia leaves you 17% more.

You keep more in Luxembourg up to about €35,000, and more in Estonia above that.

Take-home pay at eight salary levels

Take-home pay in Estonia and Luxembourg at eight salary levels
Salary (USD)EstoniaLuxembourgDifference
$25K€18,390€19,266Luxembourg +5%
$40K€28,165€29,344Luxembourg +4%
$60K€41,700€40,651Estonia +3%
$80K€54,482€49,296Estonia +11%
$100K€68,017€58,222Estonia +17%
$150K€99,598€79,526Estonia +25%
$200K€137,194€105,435Estonia +30%
$300K€197,347€149,249Estonia +32%

Cost of living

Compare the cost of living in Tallinn and Luxembourg

More comparisons

More for Estonia

More for Luxembourg

Frequently asked questions

Is tax higher in Estonia or Luxembourg?

At €88,000, Estonia takes less of your pay: you keep 77% there, against 66% in Luxembourg.

What is the top tax rate in Estonia and Luxembourg?

The top income tax rate is 22% in Estonia and 45.8% in Luxembourg.

How much do I take home on €88,000 in each?

On €88,000 (about €88,000) you take home €68,017 in Estonia and €58,222 in Luxembourg (about €58,222).

2026 rules checked against emta.ee. Single person, employee, no other income. Not tax advice. Change the details

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