Estonia vs Finland: tax rates and take-home pay (2026)

On €88,000 (about €88,000) you take home €68,017 in Estonia and €54,863 in Finland (about €54,863) — Estonia leaves you 24% more.

You keep more in Finland up to about €22,000, and more in Estonia above that.

Take-home pay at eight salary levels

Take-home pay in Estonia and Finland at eight salary levels
SalaryEstoniaFinlandDifference
$25,011€22,000$20,907€18,390$22,184€19,513Finland +6%
$39,791€35,000$32,020€28,165$31,714€27,896Estonia +1%
$60,255€53,000$47,408€41,700$42,672€37,534Estonia +11%
$79,582€70,000$61,940€54,482$52,356€46,052Estonia +18%
$100,045€88,000$77,327€68,017$62,373€54,863Estonia +24%
$147,794€130,000$113,231€99,598$85,745€75,421Estonia +32%
$204,638€180,000$155,973€137,194$113,569€99,895Estonia +37%
$295,589€260,000$224,360€197,347$158,087€139,053Estonia +42%

Cost of living

Compare the cost of living in Tallinn and Helsinki

More comparisons

More for Estonia

More for Finland

Frequently asked questions

Is tax higher in Estonia or Finland?

At €88,000, Estonia takes less of your pay: you keep 77% there, against 62% in Finland.

What is the top tax rate in Estonia and Finland?

The top income tax rate is 22% in Estonia and 45.1% in Finland.

How much do I take home on €88,000 in each?

On €88,000 (about €88,000) you take home €68,017 in Estonia and €54,863 in Finland (about €54,863).

2026 rules checked against emta.ee. Single person, employee, no other income. Not tax advice. Change the details

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