Saint Cloud

United StatesMN

Population
66,000
Coordinates
45.56° N, 94.16° W
Time zone
America/Chicago
Prices for
Sep 2026

One person needs about $1,815 a month in Saint Cloud, rent included: 69% less than in New York. The average net salary is $4,020 a month.

Medium confidence11 contributors
Saint Cloud at 45.56° N, 94.16° W

Livability

Seven domain scores, weighted. 6 of them have data for Saint Cloud; a missing one is left out of the average, not counted as zero.

64out of 100
LivabilityMedium confidence
  • Purchasing power25%88
  • Safetycountry20%50
  • Health carecountry15%59
  • Climate10%No data
  • Air qualitycountry10%57
  • Connectivitycountry10%66
  • Cost10%42
How each domain is scored
Purchasing power, 25%
What a local net salary buys against local prices, as a percentile.
Safety, 20%
Numbeo safety index for the city, or for its country when the city has no survey.
Health care, 15%
Numbeo health care index, city first, then country.
Climate, 10%
Numbeo climate index where surveyed, otherwise a comfort score from NASA climate normals.
Air quality, 10%
30-day mean US AQI on a 0-100 scale: 100 at AQI 25 or cleaner, 0 at 150 or worse.
Connectivity, 10%
Percentile of median fixed broadband download speed, city first, then country.
Cost, 10%
Cheaper places score higher: the percentile of the cost-of-living plus rent index, inverted.
Livability rank in United States
#134
Cheapest-city rank, worldwide
#1,968

What it costs

US dollars a month. Indices compare with New York, which is 100; changes are against the same month a year earlier.

Cost of living index
58.9
New York = 100, rent excluded
Rent index
20.0
New York = 100
Purchasing power
253.2
Net salary against costs, New York = 100
Net salary
$4,020
Average, after tax
One person
$1,815
$885 without rent
Family of four
$5,409
$4,025 without rent
Rent, one bedroom in the centre
$930
23% of a net salary
Price to income
2.4
Years of income to buy a 90 m² flat

Prices

55 everyday prices in US dollars, the median of this month's contributions, each against a base you choose.

Compare with

Differences are against New York; teal marks a price that is lower (or a salary that is higher).

Prices in Saint Cloud, US dollars, compared with New York
ItemSaint CloudNew YorkDifference
Restaurants
Meal, inexpensive restaurant$15.00$25.00−40%
Meal for 2, mid-range restaurant (3 courses)$40.00$140−71%
McMeal at McDonald's (or equivalent combo meal)$8.50$14.00−39%
Domestic beer (0.5 l, draught)$6.00$8.00−25%
Imported beer (0.33 l bottle, restaurant)$5.00$10.00−50%
Cappuccino (regular)$4.50$6.37−29%
Coke/Pepsi (0.33 l bottle)$2.83$3.80−26%
Water (0.33 l bottle)$2.21$2.89−24%
Markets
Milk (1 l)$0.88$1.36−35%
Loaf of fresh white bread (500g)$1.46$4.68−69%
Rice, white (1 kg)$1.96$6.97−72%
Eggs (12)$3.74$5.73−35%
Local cheese (1 kg)$9.79$17.38−44%
Chicken fillets (1 kg)$6.61$15.11−56%
Beef round (1 kg, or equivalent red meat)$19.22$17.77+8%
Apples (1 kg)$3.68$6.11−40%
Bananas (1 kg)$1.08$2.20−51%
Oranges (1 kg)$2.76$5.77−52%
Tomato (1 kg)$3.53$6.25−44%
Potato (1 kg)$2.09$3.47−40%
Onion (1 kg)$2.93$4.17−30%
Lettuce (1 head)$1.97$2.72−28%
Water (1.5 l bottle)$3.00$2.50+20%
Bottle of wine, mid-range$15.00$20.00−25%
Domestic beer (0.5 l bottle)$1.73$3.21−46%
Imported beer (0.33 l bottle)$3.00$3.96−24%
Cigarettes (20 pack, Marlboro)$11.00$19.00−42%
Transport
One-way ticket, local transport$1.75$3.00−42%
Monthly pass, regular price$60.00$140−57%
Taxi start, normal tariff$3.50$3.00+17%
Taxi, 1 km, normal tariff$0.81$2.18−63%
Taxi, 1 hour waiting, normal tariff$12.00$42.00−71%
Gasoline (1 l)$0.86$1.10−22%
Volkswagen Golf 1.4 90 KW Trendline (or equivalent new car)$30,000$35,458−15%
Toyota Corolla Sedan 1.6l 97kW (or equivalent new car)$24,000$25,309−5%
Utilities, per month
Basic utilities, 85m² apartment (electricity, heating, cooling, water, garbage)———
Mobile plan (calls + 10GB data)$46.20$73.50−37%
Internet (60 Mbps+, unlimited, cable/ADSL)$44.00$71.93−39%
Sports and leisure
Fitness club, monthly fee (1 adult)$25.00$126−80%
Tennis court rent (1 hour, weekend)$28.00$62.38−55%
Cinema, 1 seat, international release$12.00$23.00−48%
Childcare
Preschool, full day, private (monthly, 1 child)$1,725$3,366−49%
International primary school (yearly, 1 child)$5,850$60,589−90%
Clothing and shoes
1 pair of jeans (Levi's 501 or similar)$57.50$72.80−21%
1 summer dress, chain store (Zara, H&M)$50.00$53.22−6%
1 pair of Nike running shoes, mid-range$73.33$118−38%
1 pair of men's leather business shoes$80.00$125−36%
Rent, per month
Apartment (1 bedroom) in city centre$930$4,417−79%
Apartment (1 bedroom) outside centre$848$3,033−72%
Apartment (3 bedrooms) in city centre$1,384$9,242−85%
Apartment (3 bedrooms) outside centre$1,268$5,461−77%
Buying an apartment
Price per square meter, apartment in city centre$2,013$18,759−89%
Price per square meter, apartment outside centre$1,765$6,523−73%
Salary and financing
Average monthly net salary, after tax$4,020$5,178−22%
Mortgage interest rate, 20-year fixed rate (%)6.12%6.49%−0.4 pts

Three years of prices

Each line starts at 100 in its first month, so a rise in rent can be read against a rise in salary on the same scale. The core basket is twelve everyday prices. Hover for the actual values.

Show the monthly values
MonthCore basket indexRent, 1 bedroomNet salary
Sep 2026—$930$4,020
Aug 2026—$930$4,020
Jul 2026———
Jun 2026———
May 202650.2$930$4,020
Apr 202650.4$930$4,020
Mar 202650.4$930$4,020
Feb 202652.8$930$4,020
Jan 202652.6$900$4,020
Dec 202549.3$800$4,020
Nov 202549.3$700$4,020
May 202552.3$700$4,020
Apr 202551.8$700$4,020
Mar 202551.8$700$4,020
Feb 202551.4$700$4,020
Jan 202551.8$700$4,020
Dec 202450.3$700$4,020
Nov 202451.8$700$4,020
Oct 202451.3$700$4,020
Sep 202451.4$700$4,020
Aug 202451.5$700$4,020
Jul 202451.7$700$4,020
Jun 202451.4$700$4,020
May 202451.4$700$4,020
Apr 202451.4$700$4,020
Mar 202451.4$700$4,020
Feb 202451.1$700$4,020
Jan 202451.1$700$4,020
Dec 2023——$4,040
Nov 2023——$4,040
Oct 2023——$4,040

Safety

Numbeo crime survey. Both indices run 0 to 100; they are two sides of the same answers.

Country-level: the livability score uses United States's safety figure

No crime survey has been published for Saint Cloud yet.

Quality of life

Numbeo's published indices for Saint Cloud. Listed as Numbeo computes them, next to this index's own figures above.

Numbeo has not ranked Saint Cloud on quality of life.

Climate

Monthly means from NASA POWER climate normals. Temperature bands use the same scale on every city page.

No monthly climate normals for Saint Cloud yet.

Annual mean
—
Warmest month
—
Coldest month
—
Rain a year
—
HumidityRelative, annual mean
—
SunshineSolar energy per day
—
Clear-sky daysA year
—
Comfort score0-100, 100 at 14-22 °C
—

Air, internet and housing

The last 30 days of air, the latest month of broadband tests, and the property survey.

Air

Country-level estimate

No air-quality readings for Saint Cloud.

Internet

United States median; city not listed
307Mbps download, fixed broadband, median
Upload
64Mbps, fixed
Latency
12ms, fixed
Mobile download
187Mbps
Mobile latency
27ms

Speedtest Global Index, Aug 2026.

Housing

$2,013Per m² to buy in the centre, $1,765 outside
Price to income
2.4Years of income, 90 m² flat
Price to rent
10.8Years of rent, centre
Rental yield
9.3%Gross, centre
Mortgage rate
6.30%20-year fixed
80 m² in the centre
3.3Years of net salary

Numbeo property survey, 20 Sept 2026.

Cities like Saint Cloud

In other countries, with the closest livability score and cost of living index.

About these numbers

What the figures on this page rest on.

Confidence
Medium confidence
Contributors
11Numbeo price survey
Latest prices
Sep 20261 readings that month
Months with prices
9 of 12Last 12 months
Items priced
98%1 basket items from the country median
Location
Matched to the extended GeoNames list
Index rebuilt
24 Sept 2026

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