Olsztyn

Poland

Population
170,000
Coordinates
53.78ยฐ N, 20.49ยฐ E
Time zone
Europe/Warsaw
Prices for
Sep 2026

One person needs about $1,745 a month in Olsztyn, rent included: 71% less than in New York. The average net salary is $1,433 a month.

Medium confidence14 contributors
Olsztyn at 53.78ยฐ N, 20.49ยฐ E

Livability

Seven domain scores, weighted by how much each matters to daily life; each is a percentile among the cities with that data. Ranks count only high-confidence cities: six or more domains and twenty or more contributors.

60out of 100
LivabilityMedium confidence
  • Purchasing power25%54
  • Safetycountry20%61
  • Health carecountry15%54
  • Climate10%65
  • Air quality10%100
  • Connectivitycountry10%52
  • Cost10%45
How each domain is scored
Purchasing power, 25%
What a local net salary buys against local prices, as a percentile.
Safety, 20%
Numbeo safety index for the city, or for its country when the city has no survey.
Health care, 15%
Numbeo health care index, city first, then country.
Climate, 10%
Numbeo climate index where surveyed, otherwise a comfort score from NASA climate normals.
Air quality, 10%
30-day mean US AQI on a 0-100 scale: 100 at AQI 25 or cleaner, 0 at 150 or worse.
Connectivity, 10%
Percentile of median fixed broadband download speed, city first, then country.
Cost, 10%
Cheaper places score higher: the percentile of the cost-of-living plus rent index, inverted.
Livability rank in Poland
#37
Cheapest-city rank, worldwide
#1,870

What it costs

US dollars a month. Indices compare with New York, which is 100; changes are against the same month a year earlier.

Cost of living index
56.2
New York = 100, rent excluded
+5.7%in 12 months
Rent index
21.6
New York = 100
+36.1%in 12 months
Purchasing power
93.9
Net salary against costs, New York = 100
Net salary
$1,433
Average, after tax
One person
$1,745
$844 without rent
Family of four
$4,364
$2,589 without rent
Rent, one bedroom in the centre
$901
63% of a net salary
Price to income
11.4
Years of income to buy a 90 mยฒ flat

Prices

55 everyday prices in US dollars, the median of this month's contributions, each against a base you choose.

Compare with

Differences are against New York; teal marks a price that is lower (or a salary that is higher).

Prices in Olsztyn, US dollars, compared with New York
ItemOlsztynNew YorkDifference
Restaurants
Meal, inexpensive restaurant$13.15$25.00โˆ’47%
Meal for 2, mid-range restaurant (3 courses)$51.28$140โˆ’63%
McMeal at McDonald's (or equivalent combo meal)$9.20$14.00โˆ’34%
Domestic beer (0.5 l, draught)$3.16$8.00โˆ’61%
Imported beer (0.33 l bottle, restaurant)$3.94$10.00โˆ’61%
Cappuccino (regular)$3.47$6.37โˆ’46%
Coke/Pepsi (0.33 l bottle)$2.52$3.80โˆ’34%
Water (0.33 l bottle)$1.97$2.89โˆ’32%
Markets
Milk (1 l)$1.07$1.36โˆ’21%
Loaf of fresh white bread (500g)$1.32$4.68โˆ’72%
Rice, white (1 kg)$1.45$6.97โˆ’79%
Eggs (12)$3.94$5.73โˆ’31%
Local cheese (1 kg)$10.19$17.38โˆ’41%
Chicken fillets (1 kg)$7.50$15.11โˆ’50%
Beef round (1 kg, or equivalent red meat)$15.35$17.77โˆ’14%
Apples (1 kg)$1.24$6.11โˆ’80%
Bananas (1 kg)$1.70$2.20โˆ’23%
Oranges (1 kg)$1.90$5.77โˆ’67%
Tomato (1 kg)$3.55$6.25โˆ’43%
Potato (1 kg)$0.99$3.47โˆ’71%
Onion (1 kg)$1.24$4.17โˆ’70%
Lettuce (1 head)$1.37$2.72โˆ’50%
Water (1.5 l bottle)$0.72$2.50โˆ’71%
Bottle of wine, mid-range$7.89$20.00โˆ’61%
Domestic beer (0.5 l bottle)$1.10$3.21โˆ’66%
Imported beer (0.33 l bottle)$1.58$3.96โˆ’60%
Cigarettes (20 pack, Marlboro)$5.79$19.00โˆ’70%
Transport
One-way ticket, local transport$1.05$3.00โˆ’65%
Monthly pass, regular price$26.30$140โˆ’81%
Taxi start, normal tariff$2.10$3.00โˆ’30%
Taxi, 1 km, normal tariff$0.79$2.18โˆ’64%
Taxi, 1 hour waiting, normal tariff$10.52$42.00โˆ’75%
Gasoline (1 l)$1.59$1.10+45%
Volkswagen Golf 1.4 90 KW Trendline (or equivalent new car)$32,765$35,458โˆ’8%
Toyota Corolla Sedan 1.6l 97kW (or equivalent new car)$30,017$25,309+19%
Utilities, per month
Basic utilities, 85mยฒ apartment (electricity, heating, cooling, water, garbage)โ€”โ€”โ€”
Mobile plan (calls + 10GB data)$9.86$73.50โˆ’87%
Internet (60 Mbps+, unlimited, cable/ADSL)$18.34$71.93โˆ’75%
Sports and leisure
Fitness club, monthly fee (1 adult)$52.60$126โˆ’58%
Tennis court rent (1 hour, weekend)$22.79$62.38โˆ’63%
Cinema, 1 seat, international release$9.20$23.00โˆ’60%
Childcare
Preschool, full day, private (monthly, 1 child)$394$3,366โˆ’88%
International primary school (yearly, 1 child)$14,464$60,589โˆ’76%
Clothing and shoes
1 pair of jeans (Levi's 501 or similar)$104$72.80+43%
1 summer dress, chain store (Zara, H&M)$49.79$53.22โˆ’6%
1 pair of Nike running shoes, mid-range$105$118โˆ’11%
1 pair of men's leather business shoes$108$125โˆ’14%
Rent, per month
Apartment (1 bedroom) in city centre$901$4,417โˆ’80%
Apartment (1 bedroom) outside centre$717$3,033โˆ’76%
Apartment (3 bedrooms) in city centre$1,775$9,242โˆ’81%
Apartment (3 bedrooms) outside centre$1,381$5,461โˆ’75%
Buying an apartment
Price per square meter, apartment in city centre$3,879$18,759โˆ’79%
Price per square meter, apartment outside centre$2,668$6,523โˆ’59%
Salary and financing
Average monthly net salary, after tax$1,433$5,178โˆ’72%
Mortgage interest rate, 20-year fixed rate (%)7.52%6.49%+1.0 pts

Three years of prices

Each line starts at 100 in its first month, so a rise in rent can be read against a rise in salary on the same scale. The core basket is twelve everyday prices. Hover for the actual values.

Show the monthly values
MonthCore basket indexRent, 1 bedroomNet salary
Sep 2026โ€”$901$1,433
Jun 2026โ€”โ€”โ€”
May 202675.1$944$1,503
Apr 202683.2$951$1,665
Jan 202671.1$789$1,807
Dec 202567.7$722$1,642
Nov 202557.8$653$1,359
Sep 202566.5$662$1,377
Aug 202565.3$650$1,325
May 202563.3$630$1,284
Apr 202564.3$639$1,303
Mar 202562.5$622$1,268
Feb 202560.1$598$1,219
Jan 202559.7$593$1,208
Dec 202458.8$584$1,190
Nov 202459.5$590$1,194
Oct 202462.3$598$1,126
Sep 202464.8$623$980
Aug 202463.9$518$1,104
Jul 202463.3$511$1,154
Jun 202463.5$513$1,159
May 202462.4$612$924
Apr 202463.1$619$934
Mar 202463.6$514$1,106
Feb 202462.5$504$546
Jan 202463.3$510$971
Dec 202363.5$521$974
Nov 202361.2$510$940

Safety

Numbeo crime survey. Both indices run 0 to 100; they are two sides of the same answers.

Country-level: the livability score uses Poland's safety figure

No crime survey has been published for Olsztyn yet.

Quality of life

Numbeo's published indices for Olsztyn. Listed as Numbeo computes them, next to this index's own figures above.

Numbeo has not ranked Olsztyn on quality of life.

Climate

Monthly means from NASA POWER climate normals. Temperature bands use the same scale on every city page.

Annual mean
7.5 ยฐC
Warmest monthJuly
18.6 ยฐC
Coldest monthJanuary
โˆ’4.3 ยฐC
Rain a year
702 mm
HumidityRelative, annual mean
84%
SunshineSolar energy per day
2.9 kWh/mยฒ
Clear-sky daysA year
13
Comfort score0-100, 100 at 14-22 ยฐC
65

Air, internet and housing

The last 30 days of air, the latest month of broadband tests, and the property survey.

Air

Good
US AQI, the latest day
Unhealthy days
0AQI above 100
Worst day
22
PM2.5
4.7ยตg/mยณ, mean
Air score
1000-100

Internet

Poland median; city not listed
215Mbps download, fixed broadband, median
Upload
61Mbps, fixed
Latency
8ms, fixed
Mobile download
109Mbps
Mobile latency
21ms

Speedtest Global Index, Aug 2026.

Housing

$3,879Per mยฒ to buy in the centre, $2,668 outside
Price to income
11.4Years of income, 90 mยฒ flat
Price to rent
18.9Years of rent, centre
Rental yield
5.3%Gross, centre
Mortgage rate
7.52%20-year fixed
80 mยฒ in the centre
18.0Years of net salary

Numbeo property survey, 20 Sept 2026.

Cities like Olsztyn

In other countries, with the closest livability score and cost of living index.

About these numbers

What the figures on this page rest on.

Confidence
Medium confidence
Contributors
14Numbeo price survey
Latest prices
Sep 20261 readings that month
Months with prices
7 of 12Last 12 months
Items priced
98%1 basket items from the country median
Location
Matched to a GeoNames reference city
Index rebuilt
24 Sept 2026

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