Tivat

Montenegro

Population
6,280
Coordinates
42.44Β° N, 18.69Β° E
Time zone
Europe/Podgorica
Prices for
Sep 2026

One person needs about $1,570 a month in Tivat, rent included: 73% less than in New York. The average net salary is $1,219 a month.

High confidence35 contributors
Tivat at 42.44Β° N, 18.69Β° E

Livability

Seven domain scores, weighted. 6 of them have data for Tivat; a missing one is left out of the average, not counted as zero.

52out of 100
LivabilityHigh confidence
  • Purchasing power25%52
  • Safetycountry20%58
  • Health carecountry15%49
  • Climate10%No data
  • Air qualitycountry10%53
  • Connectivitycountry10%38
  • Cost10%51
How each domain is scored
Purchasing power, 25%
What a local net salary buys against local prices, as a percentile.
Safety, 20%
Numbeo safety index for the city, or for its country when the city has no survey.
Health care, 15%
Numbeo health care index, city first, then country.
Climate, 10%
Numbeo climate index where surveyed, otherwise a comfort score from NASA climate normals.
Air quality, 10%
30-day mean US AQI on a 0-100 scale: 100 at AQI 25 or cleaner, 0 at 150 or worse.
Connectivity, 10%
Percentile of median fixed broadband download speed, city first, then country.
Cost, 10%
Cheaper places score higher: the percentile of the cost-of-living plus rent index, inverted.
Worldwide, among high-confidence cities
#938
Livability rank in Montenegro
#8
Cheapest-city rank, worldwide
#1,623

What it costs

US dollars a month. Indices compare with New York, which is 100; changes are against the same month a year earlier.

Cost of living index
44.2
New York = 100, rent excluded
+1.3%in 12 months
Rent index
23.4
New York = 100
βˆ’16.7%in 12 months
Purchasing power
88.7
Net salary against costs, New York = 100
Net salary
$1,219
Average, after tax
One person
$1,570
$663 without rent
Family of four
$4,139
$2,136 without rent
Rent, one bedroom in the centre
$907
74% of a net salary
Price to income
18.0
Years of income to buy a 90 mΒ² flat

Prices

55 everyday prices in US dollars, the median of this month's contributions, each against a base you choose.

Compare with

Differences are against New York; teal marks a price that is lower (or a salary that is higher).

Prices in Tivat, US dollars, compared with New York
ItemTivatNew YorkDifference
Restaurants
Meal, inexpensive restaurant$11.48$25.00βˆ’54%
Meal for 2, mid-range restaurant (3 courses)$45.92$140βˆ’67%
McMeal at McDonald's (or equivalent combo meal)$9.76$14.00βˆ’30%
Domestic beer (0.5 l, draught)$2.87$8.00βˆ’64%
Imported beer (0.33 l bottle, restaurant)$3.44$10.00βˆ’66%
Cappuccino (regular)$2.24$6.37βˆ’65%
Coke/Pepsi (0.33 l bottle)$2.61$3.80βˆ’31%
Water (0.33 l bottle)$1.42$2.89βˆ’51%
Markets
Milk (1 l)$1.37$1.36+1%
Loaf of fresh white bread (500g)$1.09$4.68βˆ’77%
Rice, white (1 kg)$2.08$6.97βˆ’70%
Eggs (12)$3.47$5.73βˆ’39%
Local cheese (1 kg)$9.09$17.38βˆ’48%
Chicken fillets (1 kg)$8.46$15.11βˆ’44%
Beef round (1 kg, or equivalent red meat)$12.44$17.77βˆ’30%
Apples (1 kg)$1.70$6.11βˆ’72%
Bananas (1 kg)$1.76$2.20βˆ’20%
Oranges (1 kg)$1.89$5.77βˆ’67%
Tomato (1 kg)$2.93$6.25βˆ’53%
Potato (1 kg)$0.99$3.47βˆ’71%
Onion (1 kg)$1.12$4.17βˆ’73%
Lettuce (1 head)$1.73$2.72βˆ’36%
Water (1.5 l bottle)$0.95$2.50βˆ’62%
Bottle of wine, mid-range$5.74$20.00βˆ’71%
Domestic beer (0.5 l bottle)$1.12$3.21βˆ’65%
Imported beer (0.33 l bottle)$1.82$3.96βˆ’54%
Cigarettes (20 pack, Marlboro)$4.48$19.00βˆ’76%
Transport
One-way ticket, local transport$1.72$3.00βˆ’43%
Monthly pass, regular price$40.18$140βˆ’71%
Taxi start, normal tariff$1.15$3.00βˆ’62%
Taxi, 1 km, normal tariff$1.15$2.18βˆ’47%
Taxi, 1 hour waiting, normal tariff$11.48$42.00βˆ’73%
Gasoline (1 l)$1.75$1.10+59%
Volkswagen Golf 1.4 90 KW Trendline (or equivalent new car)$29,847$35,458βˆ’16%
Toyota Corolla Sedan 1.6l 97kW (or equivalent new car)$27,536$25,309+9%
Utilities, per month
Basic utilities, 85mΒ² apartment (electricity, heating, cooling, water, garbage)β€”β€”β€”
Mobile plan (calls + 10GB data)$15.21$73.50βˆ’79%
Internet (60 Mbps+, unlimited, cable/ADSL)$34.51$71.93βˆ’52%
Sports and leisure
Fitness club, monthly fee (1 adult)$48.79$126βˆ’61%
Tennis court rent (1 hour, weekend)$15.69$62.38βˆ’75%
Cinema, 1 seat, international release$6.31$23.00βˆ’73%
Childcare
Preschool, full day, private (monthly, 1 child)$411$3,366βˆ’88%
International primary school (yearly, 1 child)$7,500$60,589βˆ’88%
Clothing and shoes
1 pair of jeans (Levi's 501 or similar)$88.97$72.80+22%
1 summer dress, chain store (Zara, H&M)$40.18$53.22βˆ’25%
1 pair of Nike running shoes, mid-range$99.87$118βˆ’15%
1 pair of men's leather business shoes$115$125βˆ’8%
Rent, per month
Apartment (1 bedroom) in city centre$907$4,417βˆ’79%
Apartment (1 bedroom) outside centre$822$3,033βˆ’73%
Apartment (3 bedrooms) in city centre$2,003$9,242βˆ’78%
Apartment (3 bedrooms) outside centre$1,442$5,461βˆ’74%
Buying an apartment
Price per square meter, apartment in city centre$6,038$18,759βˆ’68%
Price per square meter, apartment outside centre$2,733$6,523βˆ’58%
Salary and financing
Average monthly net salary, after tax$1,219$5,178βˆ’76%
Mortgage interest rate, 20-year fixed rate (%)5.38%6.49%βˆ’1.1 pts

Three years of prices

Each line starts at 100 in its first month, so a rise in rent can be read against a rise in salary on the same scale. The core basket is twelve everyday prices. Hover for the actual values.

Show the monthly values
MonthCore basket indexRent, 1 bedroomNet salary
Sep 2026β€”$907$1,219
Aug 2026β€”$1,023$1,230
Jul 2026β€”β€”β€”
Jun 2026β€”β€”β€”
May 202646.3$1,037$1,247
Apr 202648.6$1,034$1,243
Mar 202647.7$1,068$1,161
Feb 202649.1$1,100$1,197
Jan 202648.2$1,124$1,130
Dec 202549.0$1,125$1,132
Nov 202548.7$1,060$1,053
Sep 202546.9$1,089$1,064
Aug 202546.9$1,083$1,058
May 202545.5$1,041$1,016
Apr 202545.9$1,058$1,033
Mar 202543.6$1,008$984
Feb 202540.6$956$947
Jan 202539.0$939$942
Dec 202439.5$951$953
Nov 202440.9$939$961
Oct 2024β€”$926$938
Sep 202437.0$857$1,048
Aug 202438.6$850$917
Jul 202439.7$830$856
Jun 202439.2$829$855
May 202439.3$795$888
Apr 202439.3$756$803
Mar 202439.6$770$818
Feb 202438.9$752$806
Jan 202439.9$765$827
Dec 202340.3$761$818
Nov 202340.0$713$795
Oct 202339.6$737$747

Safety

Numbeo crime survey. Both indices run 0 to 100; they are two sides of the same answers.

Country-level: the livability score uses Montenegro's safety figure

No crime survey has been published for Tivat yet.

Quality of life

Numbeo's published indices for Tivat. Listed as Numbeo computes them, next to this index's own figures above.

Numbeo has not ranked Tivat on quality of life.

Climate

Monthly means from NASA POWER climate normals. Temperature bands use the same scale on every city page.

No monthly climate normals for Tivat yet.

Annual mean
β€”
Warmest month
β€”
Coldest month
β€”
Rain a year
β€”
HumidityRelative, annual mean
β€”
SunshineSolar energy per day
β€”
Clear-sky daysA year
β€”
Comfort score0-100, 100 at 14-22 Β°C
β€”

Air, internet and housing

The last 30 days of air, the latest month of broadband tests, and the property survey.

Air

Country-level estimate

No air-quality readings for Tivat.

Internet

Montenegro median; city not listed
91Mbps download, fixed broadband, median
Upload
21Mbps, fixed
Latency
7ms, fixed
Mobile download
β€”Mbps
Mobile latency
β€”ms

Speedtest Global Index, Aug 2026.

Housing

$6,038Per mΒ² to buy in the centre, $2,733 outside
Price to income
18.0Years of income, 90 mΒ² flat
Price to rent
27.7Years of rent, centre
Rental yield
3.6%Gross, centre
Mortgage rate
5.38%20-year fixed
80 mΒ² in the centre
33.0Years of net salary

Numbeo property survey, 20 Sept 2026.

Cities like Tivat

In other countries, with the closest livability score and cost of living index.

About these numbers

What the figures on this page rest on.

Confidence
High confidence
Contributors
35Numbeo price survey
Latest prices
Sep 20261 readings that month
Months with prices
10 of 12Last 12 months
Items priced
98%1 basket items from the country median
Location
Matched to the extended GeoNames list
Index rebuilt
24 Sept 2026

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