Lake Macquarie
- Population
- β
- Prices for
- Sep 2026
One person needs about $2,234 a month in Lake Macquarie, rent included: 62% less than in New York. The average net salary is $5,109 a month.
Livability
Seven domain scores, weighted. 6 of them have data for Lake Macquarie; a missing one is left out of the average, not counted as zero.
- Purchasing power25%89
- Safetycountry20%51
- Health carecountry15%61
- Climate10%No data
- Air qualitycountry10%61
- Connectivitycountry10%47
- Cost10%27
How each domain is scored
- Purchasing power, 25%
- What a local net salary buys against local prices, as a percentile.
- Safety, 20%
- Numbeo safety index for the city, or for its country when the city has no survey.
- Health care, 15%
- Numbeo health care index, city first, then country.
- Climate, 10%
- Numbeo climate index where surveyed, otherwise a comfort score from NASA climate normals.
- Air quality, 10%
- 30-day mean US AQI on a 0-100 scale: 100 at AQI 25 or cleaner, 0 at 150 or worse.
- Connectivity, 10%
- Percentile of median fixed broadband download speed, city first, then country.
- Cost, 10%
- Cheaper places score higher: the percentile of the cost-of-living plus rent index, inverted.
What it costs
US dollars a month. Indices compare with New York, which is 100; changes are against the same month a year earlier.
Prices
55 everyday prices in US dollars, the median of this month's contributions, each against a base you choose.
Differences are against New York; teal marks a price that is lower (or a salary that is higher).
| Item | Lake Macquarie | New York | Difference |
|---|---|---|---|
| Restaurants | |||
| Meal, inexpensive restaurant | $14.32 | $25.00 | β43% |
| Meal for 2, mid-range restaurant (3 courses) | $85.93 | $140 | β39% |
| McMeal at McDonald's (or equivalent combo meal) | $10.74 | $14.00 | β23% |
| Domestic beer (0.5 l, draught) | $7.16 | $8.00 | β10% |
| Imported beer (0.33 l bottle, restaurant) | $7.16 | $10.00 | β28% |
| Cappuccino (regular) | $3.58 | $6.37 | β44% |
| Coke/Pepsi (0.33 l bottle) | $2.56 | $3.80 | β33% |
| Water (0.33 l bottle) | $2.15 | $2.89 | β26% |
| Markets | |||
| Milk (1 l) | $1.20 | $1.36 | β12% |
| Loaf of fresh white bread (500g) | $1.55 | $4.68 | β67% |
| Rice, white (1 kg) | $1.33 | $6.97 | β81% |
| Eggs (12) | $3.55 | $5.73 | β38% |
| Local cheese (1 kg) | $8.13 | $17.38 | β53% |
| Chicken fillets (1 kg) | $6.90 | $15.11 | β54% |
| Beef round (1 kg, or equivalent red meat) | $12.89 | $17.77 | β27% |
| Apples (1 kg) | $3.04 | $6.11 | β50% |
| Bananas (1 kg) | $2.58 | $2.20 | +17% |
| Oranges (1 kg) | $4.07 | $5.77 | β29% |
| Tomato (1 kg) | $4.73 | $6.25 | β24% |
| Potato (1 kg) | $2.17 | $3.47 | β37% |
| Onion (1 kg) | $1.88 | $4.17 | β55% |
| Lettuce (1 head) | $1.53 | $2.72 | β44% |
| Water (1.5 l bottle) | $1.28 | $2.50 | β49% |
| Bottle of wine, mid-range | $7.85 | $20.00 | β61% |
| Domestic beer (0.5 l bottle) | $2.88 | $3.21 | β10% |
| Imported beer (0.33 l bottle) | $2.40 | $3.96 | β39% |
| Cigarettes (20 pack, Marlboro) | $30.91 | $19.00 | +63% |
| Transport | |||
| One-way ticket, local transport | $2.72 | $3.00 | β10% |
| Monthly pass, regular price | $147 | $140 | +5% |
| Taxi start, normal tariff | $2.11 | $3.00 | β30% |
| Taxi, 1 km, normal tariff | $3.22 | $2.18 | +48% |
| Taxi, 1 hour waiting, normal tariff | $60.14 | $42.00 | +43% |
| Gasoline (1 l) | $1.31 | $1.10 | +19% |
| Volkswagen Golf 1.4 90 KW Trendline (or equivalent new car) | $28,642 | $35,458 | β19% |
| Toyota Corolla Sedan 1.6l 97kW (or equivalent new car) | $25,849 | $25,309 | +2% |
| Utilities, per month | |||
| Basic utilities, 85mΒ² apartment (electricity, heating, cooling, water, garbage) | β | β | β |
| Mobile plan (calls + 10GB data) | $11.46 | $73.50 | β84% |
| Internet (60 Mbps+, unlimited, cable/ADSL) | $46.49 | $71.93 | β35% |
| Sports and leisure | |||
| Fitness club, monthly fee (1 adult) | $55.85 | $126 | β56% |
| Tennis court rent (1 hour, weekend) | $13.61 | $62.38 | β78% |
| Cinema, 1 seat, international release | $10.21 | $23.00 | β56% |
| Childcare | |||
| Preschool, full day, private (monthly, 1 child) | $1,608 | $3,366 | β52% |
| International primary school (yearly, 1 child) | $11,040 | $60,589 | β82% |
| Clothing and shoes | |||
| 1 pair of jeans (Levi's 501 or similar) | $71.61 | $72.80 | β2% |
| 1 summer dress, chain store (Zara, H&M) | $37.24 | $53.22 | β30% |
| 1 pair of Nike running shoes, mid-range | $85.57 | $118 | β27% |
| 1 pair of men's leather business shoes | $112 | $125 | β10% |
| Rent, per month | |||
| Apartment (1 bedroom) in city centre | $1,217 | $4,417 | β72% |
| Apartment (1 bedroom) outside centre | $1,081 | $3,033 | β64% |
| Apartment (3 bedrooms) in city centre | $2,005 | $9,242 | β78% |
| Apartment (3 bedrooms) outside centre | $2,273 | $5,461 | β58% |
| Buying an apartment | |||
| Price per square meter, apartment in city centre | β | $18,759 | β |
| Price per square meter, apartment outside centre | β | $6,523 | β |
| Salary and financing | |||
| Average monthly net salary, after tax | $5,109 | $5,178 | β1% |
| Mortgage interest rate, 20-year fixed rate (%) | 4.35% | 6.49% | β2.1 pts |
Three years of prices
Each line starts at 100 in its first month, so a rise in rent can be read against a rise in salary on the same scale. The core basket is twelve everyday prices. Hover for the actual values.
Show the monthly values
| Month | Core basket index | Rent, 1 bedroom | Net salary |
|---|---|---|---|
| Sep 2026 | β | $1,217 | $5,109 |
| Aug 2026 | β | $1,204 | $5,054 |
| Jul 2026 | β | β | β |
| Jun 2026 | β | β | β |
| May 2025 | 67.8 | $1,089 | $4,571 |
| Apr 2025 | 67.8 | $1,090 | $4,576 |
| Mar 2025 | 66.2 | $1,056 | $4,434 |
| Jan 2025 | 64.8 | $1,057 | $4,435 |
| Dec 2024 | 67.2 | $1,100 | $4,618 |
| Oct 2024 | 61.2 | β | β |
| Sep 2024 | 63.4 | β | β |
| Aug 2024 | 59.2 | β | β |
| Jul 2024 | 62.1 | β | β |
| Jun 2024 | 60.1 | β | β |
| May 2024 | 62.6 | β | β |
| Apr 2024 | 63.4 | β | β |
| Mar 2024 | 61.9 | β | β |
| Feb 2024 | 48.8 | $790 | $1,975 |
| Jan 2024 | 35.2 | $911 | $2,044 |
| Dec 2023 | 34.7 | $893 | $2,004 |
| Nov 2023 | 33.0 | $848 | $1,903 |
| Oct 2023 | 33.4 | $859 | $1,928 |
Safety
Numbeo crime survey. Both indices run 0 to 100; they are two sides of the same answers.
Country-level: the livability score uses Australia's safety figure
No crime survey has been published for Lake Macquarie yet.
Quality of life
Numbeo's published indices for Lake Macquarie. Listed as Numbeo computes them, next to this index's own figures above.
Numbeo has not ranked Lake Macquarie on quality of life.
Climate
Monthly means from NASA POWER climate normals. Temperature bands use the same scale on every city page.
No monthly climate normals for Lake Macquarie yet.
- Annual mean
- β
- Warmest month
- β
- Coldest month
- β
- Rain a year
- β
- HumidityRelative, annual mean
- β
- SunshineSolar energy per day
- β
- Clear-sky daysA year
- β
- Comfort score0-100, 100 at 14-22 Β°C
- β
Air, internet and housing
The last 30 days of air, the latest month of broadband tests, and the property survey.
Air
Country-level estimateNo air-quality readings for Lake Macquarie.
Internet
Australia median; city not listed- Upload
- 42Mbps, fixed
- Latency
- 9ms, fixed
- Mobile download
- 121Mbps
- Mobile latency
- 20ms
Speedtest Global Index, Aug 2026.
Housing
No property survey for Lake Macquarie yet.
Cities like Lake Macquarie
In other countries, with the closest livability score and cost of living index.
About these numbers
What the figures on this page rest on.
- Confidence
- Low confidence
- Contributors
- 4Numbeo price survey
- Latest prices
- Sep 20266 readings that month
- Months with prices
- 2 of 12Last 12 months
- Items priced
- 95%1 basket items from the country median
- Location
- Not matched to coordinates yet
- Index rebuilt
- 24 Sept 2026